lloyds student account

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Link opens in a new tab. If you are considering it for your child’s bank account but are not sure whether it really is the best option, this page gives an overview of what accounts are available, what fees they charge and what perks they include. Find out more about International StudentsInternational students. Lloyds Bank has announced the launch of its 2014 Student Current Account, available to new and existing customers from Monday 4 August 2014. We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board. You’ll need to be 18 years old to apply for an overdraft. We don't charge you to use Mobile Banking, but your mobile operator may charge for some services, so please check this with them. The benefits of a Lloyds Student Account include online banking, so you can manage your finances from anywhere and at any time, and you can apply for their fee-free tiered overdraft facility as well. If you’re already a student, you can still apply for a student account. Lloyds Student Bank Accounts Lloyds Bank has a student bank account that should meet the needs of most students in their first six years through to post-graduation. Your standing orders and Direct Debits will be automatically transferred to your new account. T&Cs apply. The link below will take you directly to the application, During the application we’ll ask you for your 4-digit UCAS code, Your sort code and account number will stay the same, current United Kingdom, European Union or European Economic Area photo driving licence, all other current signed passports with a valid UK visa, benefits or pensions notification letter confirming the right to benefit, bank, credit card or building society statement showing transactions, current UK driving licence (if it hasn’t been used as proof of your identity), local authority tax bill for current year, benefits of pensions notification letter confirming the right to benefit (if it hasn’t been used as proof of your identity), original letter on headed paper issued by educational institution confirming place on a course (must confirm full name, UK and overseas address, start and end date of course). Link opens in a new tab. Find out more about the benefits of switching to us. Visit us today to find out more Because student life is for living, our Student Bank Account has everything you could need for college or university. You can apply to extend it online in a couple of minutes, and we will give you an instant online decision. International Students who have lived in the UK for less than 3 years are not eligible for an overdraft. Missing payments and using an unarranged overdraft can damage your credit score, please get in touch with us as we may be able to help you. We need to see one of the following documents. Lloyds is one of the biggest UK banks and its accounts for children and teenagers are suitable for a range of needs. Documents and information you may need to open a bank account. The safest way to bank with us right now is from home either using our app or through Internet Banking. EAR is the Equivalent Annual Rate. What to do if your card is lost or stolen, Appointing someone to manage your affairs, Features that come with your Lloyds Bank Current Account, about the Financial Services Compensation Scheme, Please enter to access social media links. The Student Account includes a number of benefits, including the ability to help student track their spending and take more control of their money. ; Alternatively you can also be eligible if you have £25,000 (or currency equivalent) to save (solely or jointly) with Lloyds Bank international banking services. The requirements are easy to reach though. Registered in England and Wales No. Copies of our terms and conditions are available on request from the above registered office. The account features a number of money saving benefits, including an interest-free and fee-free tiered planned overdraft of up to £1,500 and a free NUS extra card for three years, giving students access to over 200 UK discounts on the high street and online. The student account allows you to have an overdraft limit of up to £1500 interest and fee free, which ill be needing in about a week. Yes, as long as you meet the standard criteria: you are 17 or over, have been a resident in the UK for at least three years and are studying for a full-time course that lasts for a minimum of two years or be on a one year access course leading onto a full-time degree. If you’re an existing customer with a current account, you can change it into a student current account. Bank Account Letter addressed specifically to Lloyds Bank which also confirms your permanent (home) address and your term-time address. Terms & conditions apply. Eligibility for Lloyds Student Account. Applicants must be at least 17 years old and must be studying for a full-time course that lasts for a minimum of two years or be on a one-year access course leading on to a full-time degree. Lloyds Bank has today announced the launch of its 2015 Student Current Account, available to new and existing customers. Registration for Everyday Offers is required. Round up your card payments to the nearest pound. Lloyds Bank International is a trading name of the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc. With our Student Current Account, managing your finances is sorted. Please check our branch locator if you need to visit for the latest information. This means you are charged over the year based on how often and how much you are overdrawn by, and the effect of compounding it – charging interest on interest already charged. The easy way for children or teens to make the most of their money, Packed with all you need to make the most of your studies. We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary). The safest way to bank with us right now is from home either using our app or through Internet Banking. 2065. Or a letter form your university or college confirming your place, Proof of identity, such as a driving licence or passport. ; For joint accounts at least one of the applicants needs a gross annual income of that amount. To qualify for a free TOTUM card you need to open your Lloyds Bank Student Account by 31 October 2020. If you don't have enough money in your account or available arranged overdraft to make a payment, we may either let you borrow through an unarranged overdraft or refuse to make the payment. Find out how fraud can harm you and what you can do to stop it: We can move your current account to a Lloyds Bank Student Account in just seven working days. Personal banking terms and conditions & Banking charges guide, Graduate Account Fee Information Document, Download the statement of responsibilities (PDF 60kb), about the Financial Services Compensation Scheme, Please enter to access social media links. View Arranged Overdraft borrowing fees. Visit Lloyds Bank Facebook (opens in new tab), Visit the Lloyds Bank Twitter page (opens in new tab), Visit the Lloyds Bank YouTube channel (opens in new tab). If you have not been a resident in the UK for at least three years, you may want to check out our Classic Account. It will only take seven working days. 1 All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.. Club Lloyds Account. Service Status: The current lockdown means our branch opening hours have changed. Manage your money wherever it suits you with our award winning, Keep an eye on your balances wherever you are with. What to do if your card is lost or stolen, Appointing someone to manage your affairs, Plus, all the tools you’ll need to manage your student current account. Take a look at our range of other accounts to see which one suits you best, or compare all of our accounts. If you’re studying at or going to university soon, our Student Account is full of smart extras that will help you keep on top of your finances so you can focus on your studies and enjoy yourself. You can use it to borrow money up to an agreed limit through your bank account. No fee or £3 per month. When you are no longer eligible for the Student Account, for example you graduate from your course, we will convert your account to a Graduate Account, unless you make alternative arrangements with us. As your new current-account provider we offer the following guarantee. * Read our savvy guide for tips on budgeting and saving money whilst studying. More about Everyday Offers. Agencies and landlords would ask for a new deposit before my old deposit had been released, leaving me out of pocket for a bit. With our graduate account you can apply for an interest-free tiered arranged overdraft offer for the first three years, helping you move into professional life. Proof of address, such as a utility bill or bank statement. Club Lloyds monthly maintaining the account fee. The account features a number of money saving benefits including a free NUS extra card for three years, helping savvy students save at over 170 high street and online brands. Arranged overdraft limits and interest rates vary based on your individual circumstances. The improved account has been designed to support customers throughout their studies, offering them the tools to help them stay in control of their finances alongside benefits that will help them make the most of their money. 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